About Financing at Lexus of Lehigh Valley

When you choose to finance your Lexus, you’re taking the first step towards a refined ownership experience. Here’s a simple breakdown of the process:

1. Explore Your Options: Begin by browsing our selection of vehicles, including the Lexus ES, Lexus RX, Lexus NX, and more. Once you’ve selected the vehicle that aligns with your lifestyle, you’ll work with our finance team to explore the payment options available.
2. Tailored Financing Plans: Our financing plans are designed to be as dynamic as your needs. Whether you’re looking for a short-term lease or a long-term finance option, we’ll create a package that suits your financial situation. We offer competitive interest rates and flexible term lengths, ensuring that your payments are manageable.
3. Credit Application: Once you’ve decided on the ideal Lexus model and financing terms, the next step is completing a credit application. You can easily submit this online or in person at our dealership. We’ll then review your application to determine your eligibility for various financing offers and incentives.
4. Approval and Customization: Upon approval, we’ll walk you through the available loan terms and special offers. Many customers qualify for manufacturer incentives, like low APR rates or loyalty rewards. You’ll also have the opportunity to customize your financing plan, from the loan duration to your down payment amount.
5. Finalize the Paperwork: Once you’re satisfied with the terms, we’ll finalize the paperwork. Our team will ensure you understand every detail, from your monthly payments to the loan structure, and answer any questions you may have before you sign.
6. Drive Away in Your Lexus: After the paperwork is complete, the keys to your new Lexus are yours. Enjoy the effortless elegance and performance of your new vehicle, knowing that your financing plan was designed to give you peace of mind.

1. What are the benefits of financing through Lexus?

Financing through Lexus ensures that you get access to exclusive manufacturer offers, competitive interest rates, and flexible term lengths. Our finance experts will help you find a plan that works for your budget, with the option to include extended warranties and service packages for added peace of mind.

2. How do I apply for financing?

You can easily apply for financing online through our secure portal or in person at our dealership. The process takes just a few minutes, and our team will guide you through the next steps once your application is reviewed.

3. What credit score is needed to finance a Lexus?

While credit requirements vary, Lexus works with a variety of lenders to offer flexible options for different credit backgrounds. Our finance team will review your credit history and work to secure the best possible terms based on your situation.

4. Can I trade in my current vehicle?

Absolutely. You can trade in your current vehicle and apply its value towards the down payment on your new Lexus. Our team will appraise your vehicle and ensure you receive a competitive offer.

5. Are there financing options for certified pre-owned Lexus vehicles?

Yes, we offer financing options for certified pre-owned Lexus vehicles. These plans come with competitive rates and the same flexible terms available for new models.

6. Is leasing an option?

Yes, if you prefer a shorter-term commitment, leasing a Lexus may be the right choice for you. Leasing allows you to enjoy lower monthly payments and the ability to upgrade to a new Lexus every few years. At the end of your lease, you’ll have the option to purchase the vehicle, return it, or lease a new model.

7. What is the difference between leasing and financing?

When you lease a vehicle, you’re essentially renting it for a specific term, often with lower monthly payments and mileage limits. Financing, on the other hand, allows you to own the vehicle outright once your loan term is complete.

8. Are there special financing offers available?

Lexus frequently offers special promotions, including low APR rates, cashback incentives, and loyalty offers for returning customers. Check with our finance team to learn about the latest offers available for your vehicle of choice.

We’re here to make your journey to Lexus ownership smooth and transparent. Whether you’re interested in a new Lexus GX or a Lexus LC, our team at Lexus of Lehigh Valley will ensure your financing experience is as refined and luxurious as your new vehicle.